Your Complete Financial Timeline with Scenario Planning
See assets, income, and expenses projected year-by-year through retirement. Toggle 40+ what-if scenarios to see how life decisions shift your FI date.
Everything You Need. Nothing You Don't.
Optimize Your Savings & Investments
Follow the optimal allocation waterfall: emergency fund, 401(k), HSA, Roth IRA -- ranked by tax efficiency. See the impact instantly.
Track Spending Without the Spreadsheet
Import bank transactions via Plaid or CSV. Auto-categorize expenses with spending trends. See how your habits affect your retirement date.
Design Your Retirement Lifestyle
Choose your lifestyle, pick a retirement location, add hobbies and big purchases -- see how each choice changes your retirement expenses and timeline.
Manage Your Portfolio Through Five Lenses
Analyze allocation by buckets, risk, tax efficiency, and liquidity. Set custom targets, follow the glide path timeline, and get actionable rebalancing recommendations.
Your Estate: Legacy, Income & Tax Strategy
Split assets between heirs and charity, generate retirement income from CRTs, and unlock tax deductions with DAFs and gifting strategies.
How Do You Stack Up?
Compare your net worth, savings rate, and retirement readiness against your demographic cohort. No judgment -- just context.
Never Miss a Critical Step
Track every retirement readiness task across Financial, Legal, Healthcare, and Housing categories.
Explore FIRE & Alternative Frameworks
Go beyond traditional retirement. Model Coast FIRE, Lean FIRE, Barista FIRE, and other strategies to find the path that fits your lifestyle and risk tolerance.